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    ✨To get the iRESTORE Elite, use code DRNINAHAIR to save $905 here: https://glnk.io/5xmkn/dr-ninaellis-hervey1ui ✨Y'all know I don't do cheap, I do frugal chic and there's a difference 🤎 These are the eight habits that quietly lowered my overhead and upgraded my whole life, no coupon clipping required. Some of these will feel obvious, some will absolutely call you out, and one might make you rethink how you spend completely. Grab your coffee, get comfortable, and let's get into it because your wallet and your peace both deserve this. ❤️ HELP ME GET THIS VID TO 3,000 LIKES! ❤️ ✨S H O P M Y S T O R E✨ ❤️LTK (still building): https://www.shopltk.com/explore/Dr_Nina_BeautifulBrwnBabyDol ✨Fitness stuff I love: https://amzn.to/3C45PEU ✨Healthy Kitchen Items: https://amzn.to/4g5JjxH ✨Store: https://s.markable.ai/v0gGV ✨Glow Up Routine items: https://s.markable.ai/v1EQj ✨T O O L S✨ 🎁BOUNDARY SETTING WORKBOOK https://drninaellishervey.com/gifted-resources/boundaries-checklist/ 🎁GOAL SETTING WORKBOOK: Ready to get serious about organizing your goals? Grab my step-by-step Goal Setting Workbook that breaks down your biggest dreams into daily actions → https://drninaellishervey.com/gifted-resources/goal-setting-guide/ →Book + Planners: https://amzn.to/3g6t9XU →Boss Basics: https://amzn.to/3uaRhka →Organization + More: https://amzn.to/3IGzUMi 🛀🏾Self Care and Hygiene Must Haves: https://s.markable.ai/v1EUm 🛀🏾GROWN WOMAN Self Care: https://s.markable.ai/v1EUn ✨D O W N L O A D S & R E S O U R C E S✨ 💻Take my FREE 8-Day Motivation Video Course here: http://bit.ly/8DayVideoCourse -Join my membership: https://drninaellishervey.com/membership/ -Follow Sean's YouTube: http://bit.ly/3nwInqo -My Vlog Channel | http://bit.ly/2eIDLvh ✨C H A P T E R S✨ 00:00 Introduction: Rethinking Frugality and Life Upgrades 00:22 Money Conversations for Modern Living 00:39 Meet Dr. Nina: Psychologist and Money Guide 01:13 Evaluating True Cost: Money, Time, Energy, and Stress 01:34 Audience Interaction: Spending Less or Spending Better? 02:02 Chapter 1: Stop Asking If It's Cheap, Ask If It Lowers Life Overhead 02:28 Hidden Costs of Cheap Choices 03:03 Life Overhead Explained: Beyond Price Tags 03:24 Example: iRestore Elite Hair Growth Device 05:04 Chapter 2: Embrace Boring Abundance for Consistent Essentials 06:28 Chapter 3: Have a Good Enough Category, Not the Best in Everything 07:16 The Psychological Impact of Comparison Shopping 08:02 Deciding Which Categories Deserve Excellence 09:07 Chapter 4: Learn Your Household’s Actual Consumption Rate 09:47 Developing Awareness of Usage Rhythm 10:35 Chapter 5: Divide Labor by Household Cost, Not By ‘Should’ 11:08 Considering Time, Energy, and Patience Budgets 12:11 Chapter 6: Let Your Income Rise Without Inflating Your Lifestyle 12:31 Managing Lifestyle Upgrades Mindfully 13:21 The Trap of Increasing Bills with Income 14:35 Chapter 7: Become a Maintenance Person, Not a Replacement Person 16:07 Practical Tips: Create a Maintenance Calendar 16:54 Chapter 8: Spend to Remove Recurring Annoyances, Not for Novelty 17:17 Fixing Problems That Cause Constant Irritation 18:21 Closing: Directing Resources Wisely for a Grown-Woman Frugal Life 18:42 Thank You and Sign Out ✨R E L A T E D V I D E O S✨ -Our engagement video: https://youtu.be/IuDp9bWtVMI -Our engagement reaction video: https://youtu.be/PFk8D78ZJWI 🤳🏾Instagram: https://www.instagram.com/beautifulbrwnbabydol/ 🤳🏾Facebook: http://on.fb.me/vDavPM ✨B U S I N E S S I N Q U I R I E S✨ drnina@outloudtalent.com 🎙️Check out my podcast: -iTunes: https://apple.co/2SW911q -Anchor: http://bit.ly/2U3kRU0 -Spotify: https://spoti.fi/2ItYmpJ ✨F A Q✨ Q: What vlog camera are you using? A: https://s.markable.ai/v1EUp A: https://s.markable.ai/v1EUq Q: What is your profession? A: Licensed Clinical & School Psychologist, Clinic Director, & Full Professor I appreciate yall! FTC - This video is sponsored by iRestore
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